Claims We Handle

Practical guides to the property insurance claims we help policyholders with in Texas, Louisiana and Mississippi: what to look for, what policies typically cover, how to document your loss and when a licensed public adjuster can help.

Choose your type of claim

Illustration of a blue house damaged by a storm with broken windows, cracked walls, and debris scattered around under dark clouds with lightning and rain.

Wind and Hail

Roof, siding, window and storm damage from high winds and hail, including damage that is easy to miss after the storm passes.

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Illustration of a blue house at night with broken windows and flames emerging from the roof, indicating a fire.

Fire Damage

Structure fires, smoke and soot damage, and the water damage that often follows firefighting.

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Illustration of a blue water droplet cracking a circular surface, symbolizing water damage.

Water Damage

Sudden water damage from burst pipes, appliance and plumbing leaks, and sewer or drain backups. Flood is not included.

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Illustration of electrical hazards including exposed wires sparking from an outlet, a light fixture, a faucet, and an appliance near a sink.

Lightning

Direct lightning strikes, resulting fires, and power surge damage to electrical systems, appliances and electronics.

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White house with broken windows, graffiti saying 'TAG' and 'TING,' and debris scattered on the grass yard.

Theft and Vandalism

Burglary, stolen belongings, break-in damage and malicious mischief to your home or building.

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Illustration of a closed cafe storefront with papers labeled income, expenses, and profit flying around, set between a bookstore and a pharmacy.

Business Interruption

Lost business income and extra expenses when a covered property loss forces a small business to slow down or close.

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Not sure where your claim fits?

Every loss is different. Talk with a licensed public adjuster about your damage, your policy and the insurer's response. Call 877-5APC-247 (877-527-2247) or email claims@allperils.com.