You've diligently paid your premiums, trusting that your insurance would be there when you need it most. Unfortunately, many policyholders find themselves facing unexpected hurdles when filing claims. Denied claims, endless delays, and inadequate settlement offers can leave you feeling frustrated and powerless. That's where All Perils Consulting comes in. As your dedicated claim advocate, we work tirelessly to ensure you receive a fair and timely insurance settlement, empowering you to regain control and move forward with confidence.
Your home or business is damaged, and now you're dealing with endless paperwork, confusing denials, and poor service that drags on for months. It's frustrating when your insurance claim is denied without reason, adding stress to an already tough time. You shouldn't have to chase them while trying to rebuild your life—especially when you're searching for "help with denied insurance claims."
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At All Perils Consulting Inc., we're on your side. Whether through public adjusting, appraisal and umpire services, or expert consulting, our team documents every detail accurately, and provides the support you need for a fair outcome. We've helped countless clients overcome lowball offers and denied claims, turning them into accurate valuations and settlements they deserve, so you can focus on recovery instead of the hassle. If you're looking for insurance claim help, we're here to guide you every step of the way.
Get straight, honest answers to the questions policyholders like you ask most.
More Common FAQsIt's best to hire a public adjuster as soon as possible after damage occurs, ideally before filing your claim, to ensure proper documentation and mitigation from the start. However, you can still hire one later if your settlement seems low or issues arise, as long as you haven't signed a release with the insurer.
A public adjuster works solely for you, the policyholder, to advocate for a fair recovery, while the insurance company's adjuster (staff or independent) represents the insurer's interests and aims to minimize payouts. This distinction ensures you have an advocate on your side during negotiations.
If your property insurance claim is denied, first review the denial letter and your policy to understand the reasons, such as exclusions, insufficient evidence, or timing issues. Gather supporting documentation like photos, repair estimates, or independent inspections, then file an appeal with your insurer; if needed, consult a public adjuster or attorney for professional assistance.
No, contractors are experts in repairs but not licensed to adjust claims; attempting to do so is illegal and considered unauthorized practice of public adjusting. Hire a licensed public adjuster for claim handling to avoid conflicts and ensure proper negotiation.
Invoke appraisal when there's a disagreement over the value of the loss or repair costs, but not over coverage issues. It's a voluntary option that can be requested by either party in writing, per policy provisions.
Don’t wait for answers—get support and clarity so you can move forward with confidence.
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